Budgeting
Spending within one’s means is the foundation upon which financial wellness is built. Maintaining a budget and a positive cash flow are both necessary precursors to managing debt, saving for the future, investing, and protecting against risk.
4 simple budgeting steps
If you stick to a plan that keeps your spending below the level of your income, you’ll be better off.
Read more50/20/5 A saving and spending rule of thumb
Our rule of thumb for saving and spending: allocate no more than 50% of take-home pay to essential expenses, 20% for retirement, and 5% to short-term savings.
Read moreThree ways to boost financial wellness
Take steps to improve your financial planning, savings and investing.
Read morePay bills on time
Paying bills on time can save future hardships and fees.
Read moreUnderstand Financial Wellness
Understand the definition and importance of being financial well
Determine your Financial Wellness
Assess your personal financial wellness with our easy-to-use tool