Debt
High levels of debt, and monthly debt repayment obligations, relative to income can present a considerable barrier to savings. Prudent use of credit may be a good way to build a positive credit profile and thereby improving access to credit and potentially lower future borrowing rates.
Understand debt wisely
While debt is usually frowned upon, it can be used wisely to manage finances.
Read more4 steps to take control of your finances
Here are four steps to take control of your finances and get out of unhealthy debt for good.
Read more5 steps to be a better borrower
To maintain a healthy attitude to money, it’s important to take a holistic view of your finances.
Read moreThe importance of paying credit cards on time
Four points to help you understand why it's important to pay your credit cards on time and not carry a balance.
Read moreSwipe smart!
When used appropriately, credit cards can also be useful wealth management tools. Here are some smart tips to make credit cards work for you.
Read moreUnderstand Financial Wellness
Understand the definition and importance of being financial well
Determine your Financial Wellness
Assess your personal financial wellness with our easy-to-use tool