Retirement Savings Guidelines

Journey to Retirement

Rules of thumb that make retirement planning simple.

When planning for retirement, try the first and the second milestones. If you are near retirement, try the third milestone.

What to do next?

Saving even a little more now may make a big difference later

See how a small increase in your pension contribution may make a big difference in retirement.

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Overview of the retirement rules of thumb

Understand how the key concepts work together.

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Where will my money come from in retirement?

Plan for savings to generate about 48% of your pre-retirement, pre-tax income.

Your income replacement rate

Important information

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