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Retirement Savings Guidelines

Journey to Retirement

Rules of thumb that make retirement planning simple.

When planning for retirement, try the first and the second milestones. If you are near retirement, try the third milestone.

What to do next?

Saving even a little more now may make a big difference later

See how a small increase in your pension contribution may make a big difference in retirement.

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Overview of the retirement rules of thumb

Understand how the key concepts work together.

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Where will my money come from in retirement?

Plan for savings to generate about 48% of your pre-retirement, pre-tax income.

Your income replacement rate

Important information

Investment involves risks. This material contains general information only. It is not an invitation to subscribe for shares in a fund nor is it to be construed as an offer to buy or sell any financial instruments. The information contained in this material is only accurate on the date such information is published on this material. Opinions or forecasts contained herein are subject to change without prior notice. Reference to specific securities mentioned within this material (if any) is for illustrative purpose only and should not be construed as a recommendation to the investor to buy or sell the same. Any person considering an investment should seek independent advice. FIL Limited and its subsidiaries are commonly referred to as Fidelity or Fidelity International. Fidelity, Fidelity International, and the Fidelity International logo and F symbol are trademarks of FIL Limited. This material is issued by FIL Investment Management (Hong Kong) Limited and has not been reviewed by the Securities and Futures Commission.